Vehicle insurance quotes online - Hayward Insurance agency - San Leandro CA - First Avenue Insurance - 94544
As an experienced Hayward Insurance agent, we always get asked...Why do you need auto insurance?
It's really all about protecting yourself financially.
We not only provide insurance but as a member of the San Leandro community, we take pride in providing our clients with infomration and further educating each client on the insurance requirements and the down side of not having automotible insurance. When a client arrives in our Hayward insurance agency, we ask all the necessary requirements and provide answers to all their questions on location. Most importantly we explain the importance of having insurance and share the following:
- It's quite costly to fix or replace a car that has been in an accident or stolen
- Medical costs are tremendous if you or a passenger is injured and medical attention is needed
- If the vehicle or you are responsible for injuries to others, you may be sued for a large sum of money, sometimes more than you're worth.
- Although insurance is a great decision, many states have mandated and require at least some coverage.
Questions to ask your First Avenue Insurance Agent
As a Hayward Insurance broker, we are an independent agent and an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:
- How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
- What is the insurance company's level of service and ability to pay claims?
- What discounts are available? (Ask about good driver, multiple policy and student discounts.)
- What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
We welcome you to our Hayward Insurance agency for all your insurance policy needs and look forward to serve you, please feel free to contact us.